| Risk Management Policies & Procedures |
Maine 4-H Program |
Use of Vehicles/Transportation
4-H volunteers in good standing are
also given liability protection when driving University vehicles for official
travel. However, volunteers using their own vehicles for 4-H activities should
have adequate liability insurance since their insurance is primary. The
University would provide secondary liability protection, in excess of a
volunteer’s insurance (based on the previously outlined criteria for University
protections to apply). The University will not reimburse someone for any
deductible or liability claim paid by insurance or for damage to a
personally-owned vehicle, unless caused by the University’s negligence.
Policies
- Volunteers transporting others in their vehicles
must carry automobile insurance. Note: Recommended minimum liability
coverage is $300,000. The person causing an accident is primarily
responsible, and the driver's/vehicle owner's liability is considered
primary.
- A licensed driver of any age may drive himself
or herself to a 4-H event/activity with parental/guardian consent.
- Volunteers transporting youth in University
vehicles must be 21 years of age and approved through the University Motor
Pool.
- Volunteers transporting youth in private
vehicles must be 21 years of age.
Guidelines
The following questions are ones that would be part of
the determination of liability in the event of an accident involving one or more
vehicles.
- Was the activity consistent with the organization's
mission?
- Was the activity a regular part of the
organization's program?
- Did the organization permit such trips under its
policies?
- Did anyone within the organization authorize the
trip?
- Was driving, related, or incidental, to the
individual's normal duties?
- Were the drivers properly licensed, following
safety precautions, and adequately trained?
- Was the age of the licensed driver transporting
youth at least 21 years and a certified volunteer with the Maine 4-H Youth
Development program?
- What was the condition of the vehicle?
- Did the vehicle have adequate safety equipment and
had it passed inspection?
- How was the behavior of the passengers?
- Did everyone use seatbelts and was there an older
adult to monitor behavior?
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